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Today is - a great day to get a great deal on a home loan from Mortgages Unlimited.

Since 1991, as a Minnesota based Mortgage Lender, our combination of low rates and fees will save you money. We close the majority of our loans in 30-days or less. Home Mortgages are all we do. No checking accounts, no car loans. Just amazing home loans done right, and closed fast.

Our 5 Star Promise

We do it all: Purchase, Refinance, Jumbo, Conventional,

  • MHFA Start Up and Step Up Loans
  • FHA Loans
  • VA Loans
  • Zero Down USDA Rural Development
  • City Living program
  • Dakota County first time home buyers
  • HARP Refinance
  • FHA Streamline Refinance
  • HomePath
  • plus dozens of other first time buyer options to help you clear the path to your new home. read more
  • When looking for a new home, smart consumers first seek pre-approval by one of our licensed mortgage professionals. You'll gain the negotiating power of a cash buyer. When making offers, you'll know you have the mortgage program to back it safe in hand.  Call (651) 552-3681 to speak with an experienced, licensed Loan Officer. This is the best way to obtain an accurate rate quote and estimate of settlement expenses.  

    READY TO APPLY for your home loan?

    Use our Secure Online Mortgage Application.  No Application Fee EVER to apply for a home loan, and we will NOT move forward once the application is complete without your permission.


    We can do that too... From just lowering your interest rate, to underwater HARP Refinances, and FHA or VA Streamline Refinances


    Complete the Online Mortgage Rates Quote Form on this page. This option allows Loan Officers the opportunity to research current mortgage rates and programs, then get back to you with our accurate quote.

    There are hundreds of mortgage lenders and mortgage brokers in the Minneapolis St Paul MN area to choose from all claiming to be the best:


    • Aggressively low mortgage interest rates with rock bottom closing costs!
    • Mortgage Lender AND Mortgage Broker - The best of both worlds
    • Not just call center clerks. Highly trained and licensed experts to help you select the right mortgage program
    • Honesty and Integrity. Top MN lender 2004, 2005, 2007, 2008, 2009, 2010, 2011, 2012, 2013
    • Get real rate and closing cost estimates so you can see specific numbers right up front with the confidence of no surprises at closing. Our rates are typically 0.125% to 0.25% lower than the big banks and little mom-and-pop mortgage brokers, with lower closing costs, too.

    Find out how good it feels to work with a Minnesota mortgage lender that delivers on both price and service, and read a few real customer comments. Then you'll know why we enjoys a 98.0% overall recommendation rating, which we'd like to point out is a far higher standard than mere satisfaction.



    For great advice on investments and shares we recommend visiting here

    Latest Testimonials

    I just wanted to say THANK YOU for making my home buying experience a great and flawless one! I know my case was not an easy one and I wouldn't have made it without all your hard work and efforts. Thank you for believing in me and guiding me throughout.  I wished you guys were at closing to hear about your superb service and high tech system. The seller is also a realtor.  Both the seller and my realtor spoke highly of your work. I will definitely be sending referrals your way and I am sure my realtor will be too. Again, thank you so much for all your hard work!!!

    Mary Ann V. - St Paul, MN (Sept 2013)

Today's Rates:

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Home Lost Value? Home Affordable Refinance Program (HARP) can help

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Minnesota Mortgage Application
Do you want the lowest possible rate and cost combination for your mortgage loan, but are tired of trying to compare the fine print and determine the bottom-line differences between the quotes made by the various lenders?

Free Mortgage Good Faith Estimate




Mortgages Unlimited Minnesota
33 Wentworth Ave E, St Paul, MN 55118
(651) 552-3681

Member, Minnesota Mortgage Association





Mortgages Unlimited, Inc. NMLS # 225504. Joe Metzler NMLS # 274132