About Joe Metzler, MLO, MMS. NMLS # 274132

"As your Mortgage lender, we will show you ALL your different options. You tell us your situation, and we will advise you on what we think is best based on your wants, needs and financial goals. We want to make sure any loan you do meets your short and long-term financial goals, as well as your payment and equity objectives. I'm proud to provide solutions to each of our customers, no matter what their financing needs!" - Joe Metzler 

Joe is an MMS - Minnesota Mortgage Specialist 

What is the Minnesota Mortgage Specialist (MMS) designation?

Currently less than 75 people in Minnesota have completed the requirements to earn their MMS designation!

The Minnesota Mortgage Specialist designation is the title given by the Minnesota Association of Mortgage Brokers, Inc. (MAMB) to Minnesota mortgage professionals who choose to distinguish themselves as experienced, well-educated, ethical operators by successfully completing educational and professional requirements set forth by MAMB. As well as annually participating in continuing education pertaining to industry law and ethics.

To achieve this designation, an MMS must have proven experience in the industry, attend the Minnesota Mortgage Lending School, take Mortgage Law and Ethics classes, and successfully pass the MMS test. To retain their designation, an MMS must maintain at least 6 hours of continuing education per year. Joe is a lifelong resident of the Twin Cities area, and a 1998 Graduate of the Residential Mortgage Lending School, something very few Minnesota Loan Officers can claim.

When you finance through the The Metzler Team at Mortgages Unlimited, there are no surprises at closing because we provide you with prequalification advice, ongoing assistance and follow-up support. Working together with real estate agents, title companies, appraisers and homebuyers, the The Metzler Team has developed a solid reputation for dependability, honesty and consistently successful performance. You can trust that this expertise will result in a smooth and stress-free experience.

With dozens of competing banks, mortgage lenders and mortgage brokers, and dozens of mortgage programs to choose from in Minnesota and Wisconsin, he can't afford to make mistakes and still continue to be strong and effective. His single most distinguishing feature is the consistent level of professionalism and thorough service given to his clients, builders, real estate agents, and investors.

Many Loan Officers are more like glorified telemarketers. They can take your application, but lack the knowledge, experience, and expertise to effectively handle your largest single financial transaction. Your home loan is too important to place in the hands of a 1-800 phone number.

Once you meet Joe, it's easy to see why he is a successful loan officer, and leader of the The Metzler Team. His track record is exceptional by any standard. Personally, Joe is just as impressive: confident, organized, friendly and helpful. He exudes a professional and personal style that is hard to resist.

Having helped Realtors and Builders thoughout Minneapolis, St Paul, and all of MN and WI successfully close many transactions, knowledgeable and dedicated, Joe believes in doing the job right the first time. He has an answer for even the most complicated situation. He firmly believes in people, community, and home ownership. Joe and his team are committed to providing outstanding service... Service you can depend on! Whether you are buying your first home or your dream home, refinancing, or a debt consolidations loan, call Joe today for all of your mortgage financing needs.

Joe Metzler, MLO, MMS
Senior Loan Officer -NMLS # 274132

Multimillion Dollar Loan Originator

Joe's Mortgage Blog at Active Rain:
Bad credit loans down since 2007
5/14/2013 10:17 AM

Minneapolis, MN: Not much of a shocker here, but weak, and bad credit loans are down dramatically since the lending correction of 2007.

Part of the reason for the housing collapse was an immense community desire to allow everyone to have a home. Clearly, that experiment faile...Read More

Minneapolis, St Paul home prices rise again!
5/10/2013 7:31 AM

...Read More

FHA Streamline Refinance in Minnesota and Wisconsin
5/8/2013 10:16 AM

FHA Streamline Refinance in MN and WI

Minneapolis MN: FHA streamline refinance loans are great for refinancing to today's low fixed mortgage rates! FHA loans allows more people to qualify under the flex...Read More

Mortgage rates up after jobs report - Week ending May 4th, 2013
5/4/2013 8:43 AM

...Read More

Weekly Rate Report for April 27th, 2013
4/27/2013 7:24 AM
Mortgage Rates Hit 2013 Lows, Big Week Ahead
Market Summary...Read More
Average Credit scores, down payment, and more...
4/25/2013 1:38 PM

Minneapolis, MN:  ...Read More

A Sellers Market in Minnesota
4/23/2013 9:07 AM

St Paul, MN: The latest report from the Minnesota Association of Realtors shows what we mortgage lenders already knew... That lower quality inventory is sparking higher prices across the state, but primarily in the Minneapolis / St Paul area. Read More

HARP Refinance program extended until 2015
4/12/2013 11:09 AM

...Read More

Rates down for week ending 4/11/2013
4/12/2013 10:47 AM

...Read More

Is it time to lock?
4/3/2013 5:44 PM

...Read More

Mortgages Unlimited Minnesota
33 Wentworth Ave E, St Paul, MN 55118
(651) 552-3681

Member, Minnesota Mortgage Association

Search for homes for sale - for free

Mortgages Unlimited, Inc. NMLS # 225504. Joe Metzler NMLS # 274132