Anybody can quote - We actually DELIVER!                      Apply online, start saving NOW.                      Close in 10 days!                            $500 Down First-Time Home Buyer Loans.                         Apply now, get an answer in one hour.                   Already "pre-approved" - we offer a FREE 2nd Look, including Good Faith Estimate reviews.  You may be surprised at what you hear!

You Are Entitled To A Second Opinion
 Even If You Have Already Been Pre-Approved For Your Mortgage!

Imagine you have just found out that you have to have surgery and the procedure will be pretty extensive! Most people just wont take the doctors word any more. They seek out another doctor for a second opinion.

We were again recently rated one of the top lenders in Minnesota by Minnespolis St. Paul Business Journal.

Who are you doing business with?

Thats the way it should be with your mortgage too! If you have already been pre-approved or pre-qualified for a mortgage on your next home, are you absolutely sure you are getting the best deal?

I'm not talking about interest rates either!  I am talking about the structure of the deal itself! Donald Trump, in his book called The Art of the Deal said, The price that you pay is the least of his worries in a transaction.  Its how the deal is structured is what matters most.  You could have been quoted a wonderful interest rate, but if your financial house is not in order, the best interest rate could be absolutely the worst loan for you.

Im not saying that interest rates are NOT important, they are!  But, here are some of the things you need to consider and why you need a second opinion from me:

  • Should you decrease your down payment and use your cash to pay off your high credit card debts?
  • Should you pay points or loan origination fees?
  • Does a no-cost mortgage make more sense for you?
  • Are you better off with an adjustable rate or a fixed rate?
  • and did your lender show you how to save thousands of dollars and take 5 years off the mortgage term?

If they did not talk to you about any of these issues then you definitely need a Second Opinion from us.  

It wont hurt to see if your mortgage has been structured correctly.  You have everything to gain and nothing to lose.  You can simply walk away knowing that your lender has done a good job for you.  Or, you will find out that they havent.  Either way, you win.

Applying is easy, takes only minutes, and is absolutely FREE of charge!  

Mortgages Unlimited Minnesota
33 Wentworth Ave E, St Paul, MN 55118
(651) 552-3681

Member, Minnesota Mortgage Association

Search for homes for sale - for free

Mortgages Unlimited, Inc. NMLS # 225504. Joe Metzler NMLS # 274132