Call Us
Talk directly with Joe
Voice: (651) 552-3681
Fax: (651) 994-6425
Mon-Fri: 8am-6pm
Sat: 9am-2pm
Email Us
Send us a message
joe.metzler@
CambriaMortgage.com
We respond quickly, but for anti-spam reasons, we prefer you use the form below
Schedule Appointment
Book a time to meet with Joe
Schedule NowSelect a convenient time
on Joe's calendar
Send Us a Message
Fill out the form below and Joe will get back to you very quickly.
Our Office Location
Cambria Mortgage
1549 Livingston Ave, Suite 105
St Paul, MN 55118
Monday - Friday: 8:00 AM - 6:00 PM
Saturday: 9:00 AM - 2:00 PM
Sunday: Closed
Free parking available in front of the building. Handicap accessible entrance.
Frequently Asked Questions
Quick answers to common questions
How quickly will I hear back?
Joe typically responds within 2 hours during business hours. For urgent matters, please call directly at (651) 552-3681.
Can I schedule an appointment online?
Yes! Click the "Schedule Appointment" button above to view Joe's calendar and book a convenient time. You can choose phone, video, or in-person meetings.
Do I need to visit your office?
Not necessarily! We can handle most of the mortgage process remotely. However, you're welcome to schedule an in-person appointment if you prefer.
What should I prepare before contacting you?
Have a general idea of your credit score, income, and how much you'd like to borrow. Don't worry if you're not sure - we'll help you figure it all out!
Do you charge for consultations?
No! Initial consultations are always free. We'll review your situation, answer your questions, and provide honest guidance with no obligation.
What states do you serve?
Joe is licensed in Colorado, Florida, Iowa, Minnesota, North Dakota, South Dakota, and Wisconsin.
Ready to Get Started?
Let's find the perfect mortgage solution for your home financing needs